INVESTMENT STRATEGIES to choose from
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In
selecting which investment options are to form part of your portfolio,
it is important to firstly identify the level of security that you require,
and secondly to choose quality investments that are appropriate to your
security profile. The main investment styles are shown in this chart.
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Capital
Secure
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Capital
Guaranteed
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Fixed
Interest
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Capital
Stable
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Balanced
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Growth
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Steady
returns
Low risk of loss of capital
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Short
term
(less than 1 year)
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Cash
and Fixed Interest 100%
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Low
to medium risk Low capital growth
Low to medium returns
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Short
to Medium term
(1-3 years)
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Cash
and Fixed Interest 100%
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Higher
returns than cash alone Modest exposure to short term capital losses
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Medium
term
( 3 years)
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Cash
and Fixed Interest 60-85%
Shares/Property 15-40%
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Moderate
to high returns over suggested timeframe Moderate level of short term volatility
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Medium
to long term
(5 years)
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Cash
and fixed interest 30-50%
Shares/Property 50-75%
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Higher
returns over suggested timeframe with a high level of short term volatility
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Long
term (5-8 years)
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Cash
and fixed interest 0-5%
Shares/Property 95-100%
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Low
risk
Capital and return guaranteed
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Cash
and Fixed Interest 40-100%
Shares/Property 0-60%
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For
more information mouse over the above graphs.
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